Checking | Savings | Fees & Charges

Regular Passbook Savings Account

• $100.00 is required to open savings accounts
• $3.00 monthly fee if balance falls below $100.00
• Interest accrues on balance of $100.00 or more
• Interest paid and credited to your account quarterly
• Statements printed December 31st unless you have an EFT then a snapshot statement will be sent for that month     
• Allowed 9 withdrawals per quarter and 9 transfers per quarter.  $1.00 per withdrawal/transfer thereafter
• $2.00 service charge per month on dormant accounts with a balance under $100.0

Minor Passbook Savings Account

• Must be less than 18 years of age
• Interest paid and credited to your account quarterly
• Interest accrues on balance of $100.00 or more
• Statements printed December 31st unless you have an EFT then a snapshot statement will be sent for that month     
• Allowed 3 withdrawals per quarter and 3 transfers per quarter.  $1.00 per withdrawal/transfer thereafter

Christmas Club Account

• $10.00 is required to open account
• No service charge
• For your convenience we offer automatic transfers from your checking account
• Checks are issued last day of October

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